How to transfer money using UPI without internet?

UPI

So what is UPI actually? (UPI) Unified Payments Interface is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform. Nowadays mostly everyone using BHIM app (UPI) to transfer or receive money, it is a lot easier to use rather than going to the bank and standing in a long line. But the problem comes when you want to use the UPI facility and you don't have internet/data that particular time. So here is the alternative which is a lot easier. Just follow the steps.


STEP 1 (for UPI registered customers)

go to call button>dial *99#>UPI screen

type *99#

* after dialling *99# the UPI screen will appear with 7 options i.e

choose options

1. Send money

2. Request money

3. Check balance

4. My profile

5. Pending Requests

6. Transactions

7. UPI PIN

STEP 2

now choose options according to your use (for ex. if you are using option 1. Send money

then you have to type 1. in the type section and then click on the send button

after that new screen will appear with 5 options i.e

choose options

1. Mobile no.

2. UPI ID

3. Saved Beneficiary

4. IFSC A/C no

00. Back

STEP 3

after that (for ex. if you want to send money through Mobile no. then type 1. on the type screen and click on the send button

after that it will ask for receivers Mobile number, you just have to input mobile number and click on the send button

choose options

after that, it will ask for how much amount you want to send, type the amount  and click on the send button

enter amount

after that, it will ask for your transaction pin (if you have already registered). Just type the PIN and click on the send button, your money will be transferred successfully.

enter remarks or skip

So that's all, you have successfully sent money to your friend in just a few steps.

enter UPI PIN

Both the options are easy through the app and without the app, but I have told this alternative in case you if don't have the internet at a particular time.

* The above steps are for registered customers only. If you are not registered type *99# on your mobile and just follow the instructions. No need to worry the instructions will be easy, you just have to enter bank details and set a UPI PIN. You can register through BHIM app also.

Thanks, Hope you guys have loved it, stay tuned till next post. see you later...